Go Green With Eco-Friendly Reward Credit Cards

What’s better than getting something back on your credit card offers? Getting a chance to help save the environment while you’re at it, too. Consumers worried about their carbon footprints can find reward cards that help them either reduce the cost of their energy demands or provide incentives for eco-friendly products and services. If you really want to give back to your community, you can also donate your rewards to green charities that will put your money to good use. Check out how you can use a rewards card to create the values in your community that will guarantee that everyone gets a green deal.

Rewards that cut your electricity and gas costs
Some reward credit cards offer cash back incentives that can be applied directly to your electricity or gas supplier, as long as they are partners with the card. This does not reduce your carbon footprint, but it reduces the strain on your wallet during the worst of the winter months. If you want to really reduce usage with a rewards credit card, then you can opt to get a car that gives you air miles and fly away for the worst of the season to a warmer climate. That strategy will definitely work to lower your consumption.

Shopping rewards for green products and services
Whether you use points or shopping rewards to get vouchers for products and services, you can opt to use them only on green products. If you get a card that already has some affiliation with a green ethos, you can be sure they will be sending you offers for their products and services more than conventional ones. You can even double those green points by upgrading your appliances to more energy-efficient models using a rewards credit card. Then, if you are offered a voucher or points for products and services, redeem it for more eco-friendly items.

Other ways to get green with your rewards card
Cards that are affiliated with non-profits or environmental groups often fund these groups as well. These are called affinity cards and are usually branded with the organisation’s logo. By using a card issued by that organisation, some of the fees return to it and can be used to help support its functions. Donations to the organisations are also facilitated by the use of credit cards as they are the easiest way to donate online. In fact, the use of credit cards, whether rewards or standard issue cards, has been one of the major reasons more charitable organisations have been able to increase their donation levels. If you get a card associated with a green mission, then you will be helping them in more than one way. Some cards in different nations already allow you to send your rewards directly to an organisation of your choice. However, even with cash back, you can decide to use those monies to help support your favourite green company or charity.

Small strategies to keep the carbon footprint low
Instead of opting for paper statements from your credit cards, you can go paperless and save some trees. It’s not always about the rewards. It’s also about how you use them. Recycle old cards instead of throwing them out and putting them in a landfill. Just remember to cut them up before they’re used in artwork or children’s projects. Use the rewards cards to patronize environmentally-friendly businesses or those that are aligned with those values to make sure they get to remain market forces. If you can’t find a rewards credit card that offers some green deals as part of their package, you can always opt for a standard card that is issued from a bank or lender that has promoted environmentally-friendly agendas to show your support. While other countries may be ahead of the game on the types of promotions available with green reward credit cards, there are many ways to give to the causes that interest you without a particular affinity card or rewards program associated with green ideals. It’s really up to you. You can make any card you own a green card because eventually by spending where these values are important, you show your loyalty and help these places to survive and thrive in the conventional economy.

Fixed Deposits And The Different Options Available

Banks these days offer us a lot of fixed deposits based on our requirements. Choosing the right one for our situation ensures that we get the most benefited from our funds. Compare all the options offered, and all the banks that provide fixed deposit accounts to know that you’re not going to lose out on something better. When it comes to investments, compare is a must. Know all the advantages and disadvantages of fixed deposits in India and make the smartest choice. The diversity that’s being offered will ensure that you find an option that seems almost tailor made to your situation. Don’t compromise and settle for second-best, choose the best fixed deposit and make sure you have no regrets.

Regular Fixed Deposits For Individuals:

These fixed deposits can be availed by anyone. You can invest in these schemes usually from around 14 months to 84 months and gain interest accordingly. Since some finance companies have a specific minimum deposit amount, it’s advisable to speak to them and know what exactly their terms are. From Rupees 10,000 to Rupees 2,500,000, you can invest as much you wish to from your savings. Interest rates vary accordingly and to get the most returns, a conversation with the finance company is a must.

Fixed Deposits For Women:

These fixed deposit schemes offer women higher rates of interest than the standard option and ensure that their funds are well invested. With a minimum deposit of Rupees 10,000, you can ensure that you invest as much as you like without any stress. Women senior citizens usually get an even higher rate of interest and speaking to several banks about these options ensures that you get nothing less than you deserve. The tenure for these fixed deposits can usually be lower than the alternates, so make sure you know how long your scheme is going to last.

Low Amount Fixed Deposits:

These fixed deposits, exactly as the name suggest, are for individuals who don’t want to invest a large amount of money. If you wish to start off your fixed deposit account with just Rupees 500, you can do so as well. No matter what the reason, whether you want to test the finance company or are unsure about investing all your funds, go ahead and use these fixed deposit schemes and ensure that you have no doubts and worries.

With so many fixed deposit varieties, you have no shortage of options. Go ahead, speak to banks and financial institutions and find the perfect account for you. Your money is waiting to grow!

Fashion & Protection – Sunglasses To Protect Your Eyes

To the naked eye, ultraviolet light is opaque. UVA, UVB, and UVC are the three forms of ultraviolet radiation. UVA rays are closer to visible light rays, and they can travel through the cornea and through the lens and retina of the eye. UVA toxicity can result in cataracts and macular degeneration. The ozone layer typically blocks UVB and UVC rays, but when the ozone layer depletes, these rays may get through, causing extensive damage to the skin and eyes.

Sunglasses in Sri Lanka, have become a common decoration and even a fashion item. Sunglasses, on the other hand, do not obstruct UV rays either because they have dark lenses. For sunglasses to shield your eyes, the lenses must have 100 percent UV protection. The ability to assess how much a lens blocks UV rays is available to eye care practitioners. Often request lenses that are 100 percent UV protected.

The amount of UV protection provided by sunglasses has nothing to do with the color or darkness of the lenses. Sunglasses with dark lenses that do not obstruct UV rays can be much more harmful than not wearing them at all. By dilating or contracting, the pupil (the dot in the middle of the eye) determines how much light is released into the eye. In the dark, they normally dilate to let more light in. As a consequence, when wearing darkened glasses, the eyes open wider to let more light in. If the lenses on your sunglasses don’t block UV rays, you might be letting in more UV light than when you’re not wearing them. Hence, with the plethora of designs available, you can choose the best sunglasses online in Sri Lanka.

In the sun, polarized lenses minimize glare and have significant visual relief. Horizontally polarized light is transmitted from horizontal surfaces, such as a flat lane, and flows in a more horizontal direction. This results in a disconcerting strength of light, which we perceive as glare. This obstructs our vision and is potentially dangerous, especially while driving. Polarized lenses have a special filter that reduces glare by blocking this kind of intense reflecting light. Your optician should have polarization testers on hand to be able to choose the best lenses for you. Polarized and UV-protective lenses are needed in the perfect sunglass. And, of course, be chic!

Oversized and Wraparound Frames – The greatest defense comes from sunglasses that are made to prevent UV rays from reaching any portion of your eyes. On a windy day, these kinds of shields are also useful for preventing tiny objects from crashing into your eyes.

If you wear contact lenses or contacts, that doesn’t mean you don’t need sunglasses. Although certain contact lenses provide some UV protection, they are not meant to provide maximum protection. Standard glasses often do not shield the sight from the light. If you wear lenses, you should invest in a nice pair of sunglasses. Your eyes are not safe if you do not have photochromic lenses that darken in the sunshine, so prescription sunglasses might be a good choice for you.

If you fail to wear sunglasses every now and then, your eyes are unlikely to be permanently harmed. Prolonged sun penetration, on the other hand, has a long-term and lasting effect on the wellbeing of the skin and vision. Long-term exposure to the skin affects your eyes and cornea, potentially leading to cataracts. The easiest way to reduce permanent sun exposure is to wear shades and a brimmed hat.

Sunglasses aren’t just about showing off your style. While they can appear attractive on your face, good sunglasses are designed to shield your eyes from harmful UV rays. If you buy them from a supermarket or convenience store on a daily basis, make sure to read the label before purchasing the next pair. Sunglasses aren’t always made equal. Make sure yours have polarized lenses that block up to 100 percent of the sun’s ultra violet rays.